Discharging a Perkins Loan

Death

Any remaining balance on a Federal Perkins Loan or NC State University Institutional Loan will be discharged when a borrower’s original or certified copy of the death certificate is received.

Total and Permanent Disability – Federal Perkins Loan Only

Total and permanent disability is the inability to work and earn money because of an injury or illness that is expected to continue indefinitely or to result in death.

Beginning July 1, 2013 the Department of Education will accept total and permanent disability discharge requests directly from the borrower. The borrower can call the Department of Education Customer Service Department at 888-303-7818 or visit their website at www.disabilitydischarge.com for instructions on applying and eligibility requirements.